It’s strange how you work hard for your money, but totally miss the money that’s hiding in plain sight. It’s all around you right now, ripe for the taking.
Simple moves you can make within the next hour could make you richer by hundreds — even thousands — of dollars, either by slashing expenses or padding your pockets with extra income.
To be clear, these are ideas to make you richer that you can learn about within an hour, but some will take longer to pad your bottom line.
Take a quick look at the following list; there’s bound to be something here that’s going to pay off for you.
1. Pay less for your car insurance
You hate shopping for car insurance, right? Well, guess what: Your insurance company knows that. That’s why they can jack your rates year after year, knowing you won’t go through the hassle of calling them on it.
But now you can find a better deal with no hassle at all. You can have MyBestQuoteOnline find quotes from top companies in minutes and see how much you can save.
It’s no mystery how they do it. You provide some basic information about yourself and your car. They take that info and compare it in real time to their live database connected to dozens of top insurance carriers.
Doesn’t require a lot of time, but it could result in big savings. And it’s something you can do during commercial breaks! Click here and check it out.
2. Squeeze some money from your homeowners insurance
What we just told you about your car insurance applies to homeowners insurance as well. While there are plenty of ways to save, the single best way to do it is what insurance companies are praying you won’t do: Shop around.
And as with your car policies, you can now shop your homeowners quickly and easily. Within minutes, you’re guaranteed to win one of two ways; either you’ll find you can save hundreds, or you’ll gain peace of mind by knowing you’re already getting the best possible deal.
Use Policygenius to compare offers and save big bucks. With Policygenius, you answer a few questions and then get multiple choices for homeowners insurance policies. You can review the quotes quickly and easily and then apply for your new insurance policy with a few simple clicks.
It doesn’t take very much time — and you could put a bundle in your pocket instead of some insurance company’s.
3. Leave the family a million
Not everybody needs life insurance. If your kids are grown, and you have a nice, fat bank account, there’s really no need.
But if your family would have a hard time getting along without you, life insurance is definitely something you should look into. Just don’t pay too much for it by buying the wrong kind, or buying from a commissioned salesperson.
The right kind of life insurance for most people is term, and the right place to buy it is a company called Haven Life Insurance. They work with Mass Mutual, one of the country’s oldest insurers.
A $250,000, 20-year Haven term policy starts at just $14.99/mo. That’s less than many people spend on coffee.
Two birds with one stone: You take care of your family at the lowest possible price, and you achieve peace of mind in the process.
If you’re under age 60, why not at least check it out? You can do in less than a minute, and they don’t ask for your personal info. Click here right now for a quick, free quote from Haven Life.
4. Become a better investor
If you invest in stocks or mutual funds, you know 2022 wasn’t a great year. But investing when stocks are down is obviously smarter than investing at the top.
The trick is knowing which stocks to pick. And that’s where The Motley Fool comes in.
For more than 25 years, The Motley Fool has helped individual investors navigate the market and invest in high-quality businesses. And they’ve come up with one of their most comprehensive reports ever: a massive 15-stock report diving into their favorites. They call it “Stocks to Buy in 2023 and Hold for the Long-Term.”
All you need to do to get the report is sign up for their flagship service, Motley Fool Stock Advisor (currently beating the market three times over), and you’ll get instant access.
Sign up for a year of Stock Advisor and get the full details on these stocks. If you’re not completely satisfied within 30 days, you’ll get your full membership fee back.
5. Earn $100 or more on your first visit to KashKick
Want to make a little cash while hanging on the couch? How about getting paid to play around on your phone? KashKick.com is an easy way to earn money while having a little fun.
You won’t get rich, but you’ll make a quick buck or two for doing stuff like playing games and completing surveys. You also might find a new side hustle or discover other opportunities.
It’s a quick and easy sign-up. Just go to KashKick.com, enter your name and email address, and complete your first offer to get paid. It’s that simple!
6. Wipe out debt with this little-known strategy
Tired of paying 20% or more on credit cards or other loans? There’s a better way. Take advantage of much lower rates by borrowing against your home.
Of course, if you’re having trouble making ends meet, be careful with this, or any type of loan. But if you’re gainfully employed, responsible and own a home, there’s no reason to pay ripoff rates. Take a couple of minutes and check it out right now.
7. Earn up to $200 monthly watching videos
Ever heard about research companies that pay you to use products or watch shows? That’s InboxDollars.
All you have to do is watch videos and TV content from your computer or smartphone. It could be anything from a cooking demo to a clip of the hottest new sitcom. You watch a clip, answer a few quick questions about it and get paid. They say they’ve paid over $80 million in rewards to members since 2000.
Sound too good to be true? It’s real. Of course, you’re not going to get rich doing this, but you can pick up a little green with little effort. Do it while you’re sitting on the couch.
It takes less than a minute to sign up, and they’ll start you off with a $5 bonus.
8. Invest in real estate with as little as $10
It used to be that investing in commercial real estate, like apartment or office buildings, required lots of money and lots of expertise.
Today, thanks to an online investing platform called Fundrise, you can invest in commercial real estate for as little as $10.
Fundrise combines state-of-the-art technology, in-house expertise and low fees to put you into institutional-quality real estate, including private projects that aren’t available on public markets. These are the types of deals previously reserved for only the wealthiest investors.
And the returns? According to Fundrise, the average investor in their projects was up 26% over three years and more than 50% over five years.
You should never pin your hopes on past performance because it’s never a reliable indication of future results. Nonetheless, that’s a nice track record for an opportunity that takes almost no effort and comes without the ups and downs of the stock market.
Don’t sit on the sidelines. If you’re ready to become a real estate investor, get started now.
Bonus: Get a free $991.20 every year
You get it. This is the time to sock away money, to save more, to get your finances in order.
But you also get that it’s not always easy. If there were just one easy thing you could do, every day, to move the needle, to get ahead of the game, you’d do it, right?
Well, here it is: Take five minutes every day and check out the totally free Money Talks Newsletter. More than a million Americans have, and they’ve reported saving an average of $991.20 each by checking our news and advice.
If you want the best tips and strategies to help you make more and spend less, delivered straight to your inbox, sign up for our free newsletter right now.